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  • Home
  • Our Law Firm
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    • Cristina Perez Hesano
    • Steven R. Janssen
  • Practice Areas
    • Bankruptcy
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  • Contact Us

What Type of Debts Does Chapter 7 Discharge?

Among the debts Chapter 7 can discharge are: Credit card debt Personal loans Medical bills Other past-due bills Student loans are in the unsecured debt ...

Cristina Perez HesanoBankruptcy|
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What do I bring to the first meeting?

A list of every bill that you owe. A copy of any lawsuit that you are involved in. Two pay stubs representing an average pay ...

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Will filing bankruptcy ruin my credit forever?

No, it will not. Filing bankruptcy will impact your credit upon filing however, after a year of filing bankruptcy most debtors find their credit scores ...

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Can I keep my car?

There are multiple ways to keep a financed personal vehicle while filing Chapter 7 bankruptcy. One possible option is redemption, which not only allows retention ...

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What do I need to disclose when I file?

In short: all of your assets. This is required by bankruptcy law, and failure to disclose assets can result in fraud charges. Assets include property, ...

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Who will know I’ve filed for bankruptcy, during and after the proceedings?

Bankruptcy filings are public as a part of court records. That being said, unless someone is deliberately looking into those court records, the only people ...

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How do I know if I need to file for bankruptcy?

Bankruptcy is the last resort. If you are able to pay your debts or can find relief through debt negotiation or settlement, do so. It’s ...

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How do we file for bankruptcy as a married couple?

It is possible to file a joint petition for bankruptcy as a married couple, but not required. You can file jointly or separately, depending on ...

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What happens to my credit cards when I file? Can I apply for new credit cards after filing?

Filing for bankruptcy results in an automatic stay, meaning creditors can no longer hound you for payment, including credit card companies. However, that doesn’t mean ...

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Can I keep my house if I file for bankruptcy? What possessions can I keep?

Certain property and assets are exempt. For instance, homesteader’s protection can allow you to keep your property as long as your equity in it does ...

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      Recent Reviews

      Debbie A.
      02:54 03 Feb 23
      The best experience! Very professional, kind and helpful. We will refer others if we know someone who could use their services.
      Erika H.
      21:53 31 Jan 23
      A very professional firm that you can trust!
      Erika H.
      18:18 31 Jan 23
      A very professional and firm that you can trust.
      Jose R.
      17:22 31 Jan 23
      Muy buen servicio, muy profesionales. Lo que para mi era complicado lo hicieron sentir algo sencillo. Gracias!
      Brian G
      04:05 19 Jan 23
      Christina and her team are one of the best. They were unbelievable throughout the entire process, even though we were on a short timeline. They always kept me in the loop every step of the way. I... can’t say enough good things about this law firm!read more
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