1. A list of every bill that you owe.
  2. A copy of any lawsuit that you are involved in.
  3. Two pay stubs representing an average pay period which include year to date income.
  4. Make sure you are aware of all interests in real estate in which you have any (even a partial) interest (including real estate you are purchasing, that you already own, or that your parents or another relative may have put your name on the deed).
  5. A list of any cars, trucks, trailers, boats, motorcycles, mobile or motor homes you own.
  6. Have some idea of what your home, jewelry, and other property is worth.
  7. Make sure you are aware of the cash value of any whole life insurance policies you have.
  8. If you are self-employed, make sure you know all business debt for which you are personally liable.
  9. If you have used your credit cards for purchases, cash advances or balance transfers in the past 4 months, go through your statements and calculate how much money you have charged to each card.