The Scarlett Letter “B”

Many people hold off on filing for bankruptcy because they feel ashamed that they were not able to manage their debt on their own and for not being able to pay their creditors.  They also worry that if they seek bankruptcy relief, the world will know that they have committed this ...

I’ve Been Sued, Now What?

It is more common than not for us to see a client who has been pushed into filing for bankruptcy because a creditor has literally come knocking on the door, and the client is now facing a lawsuit. It is extremely understandable that, when faced with many debts, that ...

Sweet Victory

One of my very first blogs, titled “The Game of Life,” analyzed a case in Arizona involving the possibility of exempting, or protecting, life insurance policies in Chapter 7 bankruptcy. I am sure many of you may have forgotten this case, but debtor’s attorneys have not. We have been ...

Have Your Slice of the Pie

A common belief of many people who are considering filing for bankruptcy is that they will lose all of their possessions if they file.  Typically, the issue of assets is most significant in a Chapter 7 bankruptcy.  This is because a Chapter 7 bankruptcy is considered a liquidation bankruptcy.  When ...

Not All Debts Are Created Equal

Many people seek bankruptcy relief in order to receive a fresh start.  They are looking to wipe the slate clean and start anew.  While bankruptcy can certainly achieve this goal, not all debts are created equal in bankruptcy.  There are certain debts that are deemed non-dischargeable.  This means they ...