Experienced & Caring Bankruptcy Attorney
When facing debt, fear can become your status quo — fear of creditors calling, fear of collection letters, fear of mounting payments. That fear can extend to taking the steps you need to find relief. Don’t cave into the fear that declaring bankruptcy equals declaring failure. With a compassionate and knowledgeable bankruptcy attorney guiding the process, bankruptcy and other forms of debt relief equal a fresh start.
Chapter 7 Bankruptcy
Chapter 7 is a liquidation form of bankruptcy that eliminates unsecured debts such as credit card and medical bills. With a bankruptcy lawyer’s help, your debts will either be canceled or partially repaid through the liquidation of some assets. In other words, you get a clean slate and will likely keep much of your property. Our seasoned Glendale, AZ bankruptcy attorney can determine if you’re eligible for Chapter 7 bankruptcy, as well as take stock of your assets and debts, help you through your mandatory credit counseling, file your paperwork, and stand by your side during the 341 Meeting of Creditors.
Chapter 13 Bankruptcy
Not all debt is the same and therefore not all debt can be discharged the same way. If you don’t qualify for or are facing debt that cannot be discharged through Chapter 7 bankruptcy, you still have options. Chapter 13 can provide much-needed relief through a repayment plan, allowing you to pay what you can afford over time. Never forget — filing for bankruptcy immediately stops creditors from hounding you for payment. From there, a debt lawyer can help you make sense of what you owe, what you can afford to pay, and how any remaining debt will be discharged.
Debt is a necessary part of modern life, and anyone can become overwhelmed, especially after an unexpected life event like divorce, medical issues, or loss of work. At Perez Law Group in Glendale, AZ, we promise to make bankruptcy and debt relief feel like a new beginning, not the end of the line. Our attorneys are always ready to answer your questions, offer suggestions, prepare and file paperwork, provide credit counseling, and support you through every step in between.
Don’t Be Afraid to Ask for Help
Our bankruptcy attorney serves those in Glendale, AZ and the Phoenix area who are struggling with debt and financial uncertainty. Take control of your finances instead of letting creditors control you! Let us help assuage your fears and wipe your slate clean. Contact us today to set up a consultation so we can find the debt relief solution that’s right for you. (602) 730-7100 or fill out the form below.
Learn more about bankruptcy and debt relief options by visiting the following: