Do you own anything? Then you need an estate plan. If you have any assets to your name, even minor ones, it’s wise to have some documentation in place to determine where those assets will go in the event of your death. Not everyone needs a complicated trust set up, but a last will and testament can still make sure your niece gets that family heirloom or your cousin gets first dibs on your comic book collection.

Do you have wishes regarding how you want to be cared for in the event of a terminal illness or incapacitation? Then you also need estate planning aid. Power of attorney documents and living wills dictate how you want to be treated when you can’t speak up, at your funeral, and after you’re gone.